You probably don't need to be reminded of how bad the economy has become - throughout the world - in recent years. Just about anybody you talk to is searching for strategies to save money. Many individuals have no choice in the matter. They have been so affected by the downturn in the economy that they must learn to spend less or do without many important items. Therefore, our focus in this article is to quickly bring you up to speed on some effective tips to help you hold onto more of your hard-earned cash.
One way to save money, even if you live in an apartment, is to make sure all your exterior doors and windows are sealed properly so your energy doesn't escape into the environment. If there is no weatherstripping around your outside doors, buy some and install it. It's not hard to seal your windows, either, with some sealant known as RTV (room-temperature vulcanization sealant). Simply squeeze a bead of RTV along the window frame on the inside of the window. Then, with a small knife or your index finger, you can gently push the RTV so it make a concave fit against the frame. This will place a sufficient amount of the sealant into any cracks that are open to the elements. Home builders routinely use RTV, which works wonderfully in construction. There are different formulas, so ask for advice at the store where you buy it if you're not sure what to get.
Make it a habit to replace the filters on your air conditioning unit or heat pump. Some of them can be cleaned, but most need to be replaced. These filters can clog up after repeated use; however, most appliances like these have filters that you can replace easily. It's a waste of time to try to clean these disposable filters because doing so is basically not possible. This is because the holes in the disposable filters are sized in microns, which are tiny. A better idea is to buy replacement filters - they are available at home improvement centers or hardware stores - and your appliance will again operate at top efficiency. Failure to replace the filters after they are clogged will reduce the air flow to your appliance and, as a consequence, it has to work harder.
Buying clothes is another area where you can make significant savings if you patronize the stores and outlets that sell used clothes. You will find that the clothing offered at second-hand stores is generally in good condition and has been cleaned. You won't be faced with pile after pile of soiled, ragged clothing. If your cash flow is really bad, searching out these stores is more than worth your time.
The reduction in price over new clothing is significant. This is especially wonderful for children's clothing, as they grow out of their clothes so fast. You can also save even more with these second-hand kid's clothes by saving them for the younger children in your family. In America, there are outlets such as the Salvation Army and Goodwill that have been in business for years. Donated items are what these stores sell, and they offer much more than used clothes.
Do not put the money you're saving in your checking account - this is a bad place because it is accessible. It should be put in a savings account that is not accessible by ATM, making sure that you won't have easy access to it for any reason. There will be temptations to try to use this money, all of which you need to ignore.
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